Ryan Kirwan

After graduating with a Bachelor of Commerce degree in 1998, Ryan began his entrepreneurial career immediately.  Ryan’s career path included time in the Insurance, Investment and Banking field. His mortgage venture started in 2008 as a Mortgage Agent.  Four years later he created HQ Mortgages Inc. looking to take mortgage origination to the next level. […]

Rico Johnston

My Story I have always known that I wanted to be an entrepreneur. As a child, I used to sell popcorn and Kool-Aid to my neighbours at the end of my parents’ driveway. Looking back, it seems that was the seed of a life-long need to work with people in making a difference in their […]

Cassandra Young

Cassandra Young is our underwriter at HQ Mortgages and is a mortgage agent. She has helped hundreds of families achieve their mortgage goals. She is down-to-earth, passionate, and prides herself in fully supporting her clients through the life of their mortgage. Cassandra is always there for you at those critical moments, making sure to answer […]

Donna Desforges

Donna Desforges has been part of the HQ Mortgage team for over 12 years. She is a licensed mortgage agent and is our Compliance Officer who enjoys keeping the office organized and running efficiently.  She enjoys the challenges of working in the mortgage industry and being part of a team that helps people achieve the […]