Learn Before You Leap

MAKING EDUCATED MORTGAGE DECISIONS Owning your own home is an exciting proposition, but it’s important to understand what is involved before you know whether home ownership is for you – you need to make educated mortgage decisions to make sure you can comfortably afford a mortgage long-term. The worst mistake you can make as a […]

10 Benefits of Mortgage Insurance

UNDERSTANDING MORTGAGE INSURANCE Mortgage insurance is one of those things that many homeowners pass by, simply because they are unwilling to add any additional cost commitment to their financial output. Mortgage insurance may not be the right option for every home buyer, but it is something that all individuals should learn about and consider carefully. […]

10 Ways To Make Your Home More Energy-Efficient

IS YOUR HOME ENERGY-EFFICIENT? Whether you are aware of it or not, your home may be using higher levels of energy than is really necessary. Allowing your household to expend extra energy can have negative consequences on the environment, and on your wallet. Some factors that relate to poor energy-efficiency can also contribute to a […]

10 Great Reasons to Use a Mortgage Broker

Here’s 10 Reasons why you should use a Mortgage Broker Anyone that has used a mortgage broker in the past understands just how valuable such a service provider can be, whether you are buying your first home or renewing your mortgage. There are many false perceptions about using a mortgage broker that come from a […]

The ABCs of condominiums

THE ABCs On Condominiums As anyone who’s ever looked into buying a condo knows, there are almost as many types of condos as there are kinds of people. Residential condominiums can range from high- and low- rise apartment buildings to townhouses, duplexes, triplexes, single detached homes, freehold plots or even mixed-use condominiums that include retail […]

10 Things to do Before Listing Your Home For Sale

TIME TO SELL: LISTING YOUR HOME When you’ve been living on a specific property for a while, it becomes more than just your house – it is your home. It is the place that you make many cherished family memories, and that makes it hard to look at the home objectively once it comes time […]

10 Tips For Establishing A Green Home

Green Home Initiatives These days going green has become a popular lifestyle trend. Whether you are truly hoping to be more eco-conscious and reduce your toll on the environment; wish to lower your bills related to consumption; or hope to make the home more eco-friendly to appeal to buyers when it is for sale, there […]

10 Great Reasons To Buy Life Insurance

Considering Life Insurance? We live in a world that is filled with the uncertainty of what might happen. Life Insurance protects your loved ones in the event of your death. It can provide future income to your family if you were to pass away during your prime working years, and it may also be used […]

Rent or Buy a Home?

To rent or buy a home? That is the question. Most Canadians at some time in their lives have probably asked themselves whether it is better to rent or buy a home. Purchasing a home is one of the biggest decisions most people ever make in their lives. Ultimately, it is a personal choice; however, […]

Can You Afford to Buy a Home?

What size mortgage can you afford? The first thing any prospective homebuyer needs to do is determine whether they can afford to buy the home they want. A down payment of 20 percent or more will qualify you for a conventional mortgage. If it is less than 20 percent, the mortgage must be insured with […]